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	<title>Health Plan Hub</title>
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	<link>http://healthplanhub.com</link>
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		<title>3 Common Strategies That WON&#8217;T Reduce the Cost of Your Health Care</title>
		<link>http://healthplanhub.com/2012/05/3-common-strategies-that-wont-reduce-the-cost-of-your-health-care/</link>
		<comments>http://healthplanhub.com/2012/05/3-common-strategies-that-wont-reduce-the-cost-of-your-health-care/#comments</comments>
		<pubDate>Tue, 08 May 2012 21:53:39 +0000</pubDate>
		<dc:creator>robert</dc:creator>
				<category><![CDATA[health insurance]]></category>
		<category><![CDATA[Health Reform]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[CDHP]]></category>
		<category><![CDATA[employee benefits]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[medical insurance]]></category>
		<category><![CDATA[Obama]]></category>

		<guid isPermaLink="false">http://healthplanhub.com/?p=440</guid>
		<description><![CDATA[<p>Many articles and blogs (including mine) detail moves that should be made to reduce our staggering cost of health care.  &#8220;Born-Again&#8221; insurance industry lobbyist and author Wendell Potter has written about 3 well-known and touted<strong> <a target="_blank" href="http://tinyurl.com/7gswqbe" title="Click Here"</strong>&#8230;</p>]]></description>
			<content:encoded><![CDATA[<p>Many articles and blogs (including mine) detail moves that should be made to reduce our staggering cost of health care.  &#8220;Born-Again&#8221; insurance industry lobbyist and author Wendell Potter has written about 3 well-known and touted<strong> <a target="_blank" href="http://tinyurl.com/7gswqbe" title="Click Here" >ideas </a></strong>that have been implemented but that haven&#8217;t helped reduce the cost of insurance or health care.  They&#8217;ve for the most part helped only the insurance industry.</p>
<p>&nbsp;</p>
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		<title>Mr. Romney, How Does Your Proposal Guarantee Health Insurance For All?</title>
		<link>http://healthplanhub.com/2012/04/mr-romney-how-does-your-proposal-guarantee-health-insurance-for-all/</link>
		<comments>http://healthplanhub.com/2012/04/mr-romney-how-does-your-proposal-guarantee-health-insurance-for-all/#comments</comments>
		<pubDate>Mon, 23 Apr 2012 15:51:51 +0000</pubDate>
		<dc:creator>robert</dc:creator>
				<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health insurance reform]]></category>
		<category><![CDATA[Health Reform]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[employee benefits]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health reform]]></category>
		<category><![CDATA[medical insurance]]></category>
		<category><![CDATA[reform]]></category>

		<guid isPermaLink="false">http://healthplanhub.com/?p=437</guid>
		<description><![CDATA[<p>Flip-flopping presidential candidate Mitt Romney has introduced his plan to reform the health care system.  His new proposal is in stark contrast to his Massachusetts plan.<br />
Romney would give Americans a tax break to buy their own health plans,&#8230;</p>]]></description>
			<content:encoded><![CDATA[<p>Flip-flopping presidential candidate Mitt Romney has introduced his plan to reform the health care system.  His new proposal is in stark contrast to his Massachusetts plan.<br />
Romney would give Americans a tax break to buy their own health plans, regardless of whether their employers offered coverage.</p>
<p>I&#8217;m OK with that but what do people that are uninsurable do?  I don&#8217;t see provisions made for people that are willing to take on the obligation of individual health insurance but can&#8217;t because of pre-existing conditions.</p>
]]></content:encoded>
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		<title>Obesity accounts for 21% of U.S. health care costs</title>
		<link>http://healthplanhub.com/2012/04/obesity-accounts-for-21-of-u-s-health-care-costs/</link>
		<comments>http://healthplanhub.com/2012/04/obesity-accounts-for-21-of-u-s-health-care-costs/#comments</comments>
		<pubDate>Wed, 18 Apr 2012 01:31:56 +0000</pubDate>
		<dc:creator>robert</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[group benefits]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health insurance reform]]></category>
		<category><![CDATA[employee benefits]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[medical insurance]]></category>

		<guid isPermaLink="false">http://healthplanhub.com/?p=435</guid>
		<description><![CDATA[<p>That&#8217;s what a new study put out by Cornell University says, anyway.  If that&#8217;s true, think how much of a dent we as a society could make in our healthcare costs just by taking better care of ourselves&#8230;.watching what we&#8230;</p>]]></description>
			<content:encoded><![CDATA[<p>That&#8217;s what a new study put out by Cornell University says, anyway.  If that&#8217;s true, think how much of a dent we as a society could make in our healthcare costs just by taking better care of ourselves&#8230;.watching what we eat, exercising enough, etc.  And that 21% figure only stems from obesity.  Many of us who aren&#8217;t obese, still have health care costs that are caused by our lifestyle choices.</p>
<p>If you want to read the entire article, <a target="_blank" href="http://www.lifehealthpro.com/2012/04/17/obesity-accounts-for-21-percent-of-us-health-care?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+asj+%28Agent%27s+Sales+Journal%29" title="Obesity Accounts for 21% of U.S. Health Care Costs" ><span style="color: #0000ff;">click here</span></a>.</p>
<p>&nbsp;</p>
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		<title>Cut Your  2011 Taxes NOW&#8230;&#8230;before it&#8217;s too late</title>
		<link>http://healthplanhub.com/2012/04/cut-your-2011-taxes-now-before-its-too-late/</link>
		<comments>http://healthplanhub.com/2012/04/cut-your-2011-taxes-now-before-its-too-late/#comments</comments>
		<pubDate>Sat, 14 Apr 2012 17:55:55 +0000</pubDate>
		<dc:creator>robert</dc:creator>
				<category><![CDATA[health insurance]]></category>

		<guid isPermaLink="false">http://healthplanhub.com/?p=432</guid>
		<description><![CDATA[<p>The deadline for filing 2011 income tax returns is Monday, April 17th, not the usual April 15th. This gives you a couple more days to reduce your income tax bill.</p>
<p>If you&#8217;ve established a health savings account (HSA), you can&#8230;</p>]]></description>
			<content:encoded><![CDATA[<p>The deadline for filing 2011 income tax returns is Monday, April 17th, not the usual April 15th. This gives you a couple more days to reduce your income tax bill.</p>
<p>If you&#8217;ve established a health savings account (HSA), you can deposit money to it through this Monday and still reduce your federal 2011 taxes.  Unfortunately, your HSA contributions are not deductible from your California income taxes, but they&#8217;re deductible in some other states.</p>
<p>Your HSA contributions are deductible up to $3,050 for individuals and up to $6,150 for families.  If you&#8217;re 55 or older, you can contribute an additional $1,000.</p>
<p>If you don&#8217;t have an HSA but want one, why not establish one now?  Even if you can&#8217;t take advantage of it for the 2011 tax year, you can position yourself to pay less taxes in 2012.</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<title>Be Careful What You Wish For&#8230;&#8230;.</title>
		<link>http://healthplanhub.com/2012/04/be-careful-what-you-wish-for/</link>
		<comments>http://healthplanhub.com/2012/04/be-careful-what-you-wish-for/#comments</comments>
		<pubDate>Thu, 05 Apr 2012 00:24:20 +0000</pubDate>
		<dc:creator>robert</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[group benefits]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health insurance reform]]></category>
		<category><![CDATA[Health Reform]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[employee benefits]]></category>
		<category><![CDATA[group health insurance]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health reform]]></category>
		<category><![CDATA[individual mandate]]></category>
		<category><![CDATA[medical insurance]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[politics]]></category>
		<category><![CDATA[reform]]></category>

		<guid isPermaLink="false">http://healthplanhub.com/?p=427</guid>
		<description><![CDATA[<p>Have you ever longed for something (or for someone) and once your wish becomes reality, regretted it?  That&#8217;s what could happen to opponents of Health Care Reform.</p>
<p>Here&#8217;s an insightful article on<a href="http://tpmdc.talkingpointsmemo.com/2012/04/why-overturning-obamacare-could-lead-to-single-payer.php?ref=fpa" title="Single Payer?"  target="_blank"> what could happen if this occurs&#8230;</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Have you ever longed for something (or for someone) and once your wish becomes reality, regretted it?  That&#8217;s what could happen to opponents of Health Care Reform.</p>
<p>Here&#8217;s an insightful article on<a href="http://tpmdc.talkingpointsmemo.com/2012/04/why-overturning-obamacare-could-lead-to-single-payer.php?ref=fpa" title="Single Payer?"  target="_blank"> what could happen if this occurs&#8230;</a></p>
]]></content:encoded>
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		<title>Health Care Reform May Remain in Calif Even If The Supreme Court Kills It</title>
		<link>http://healthplanhub.com/2012/04/health-care-reform-may-remain-in-calif-even-if-the-supreme-court-kills-it/</link>
		<comments>http://healthplanhub.com/2012/04/health-care-reform-may-remain-in-calif-even-if-the-supreme-court-kills-it/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 06:51:28 +0000</pubDate>
		<dc:creator>robert</dc:creator>
				<category><![CDATA[group benefits]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health insurance reform]]></category>
		<category><![CDATA[Health Reform]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[employee benefits]]></category>
		<category><![CDATA[group health insurance]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health reform]]></category>
		<category><![CDATA[individual mandate]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[reform]]></category>

		<guid isPermaLink="false">http://healthplanhub.com/?p=422</guid>
		<description><![CDATA[<p>I read a very informative article in the<strong> <a href="http://shar.es/pMQq9" title="LA Times article"  target="_blank">LA  Times<span style="text-decoration: underline;"> today</span></a></strong>.  Even if health care reform doesn&#8217;t survive the scrutiny of the Supreme Court, some of its consumer benefits may remain in force in California.</p>
<p>&#160;</p>
]]></description>
			<content:encoded><![CDATA[<p>I read a very informative article in the<strong> <a href="http://shar.es/pMQq9" title="LA Times article"  target="_blank">LA  Times<span style="text-decoration: underline;"> today</span></a></strong>.  Even if health care reform doesn&#8217;t survive the scrutiny of the Supreme Court, some of its consumer benefits may remain in force in California.</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<title>The Hyperbole of Health Care Reform Opponents</title>
		<link>http://healthplanhub.com/2012/04/translating-the-hyperbole-of-health-care-reform-opponents/</link>
		<comments>http://healthplanhub.com/2012/04/translating-the-hyperbole-of-health-care-reform-opponents/#comments</comments>
		<pubDate>Sun, 01 Apr 2012 23:27:12 +0000</pubDate>
		<dc:creator>robert</dc:creator>
				<category><![CDATA[group benefits]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health insurance reform]]></category>
		<category><![CDATA[Health Reform]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[employee benefits]]></category>
		<category><![CDATA[group health insurance]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health reform]]></category>
		<category><![CDATA[medical insurance]]></category>
		<category><![CDATA[reform]]></category>

		<guid isPermaLink="false">http://healthplanhub.com/?p=414</guid>
		<description><![CDATA[<p>Former insurance industry spokesman Wendell Potter has penned an entertaining but all-too-true blog on how health care reform opponents distort the spirit of health care reform.  Potter wrote  the tell-all book <em>Deadly Spin: An Insurance Company Insider Speaks Out on</em>&#8230;</p>]]></description>
			<content:encoded><![CDATA[<p>Former insurance industry spokesman Wendell Potter has penned an entertaining but all-too-true blog on how health care reform opponents distort the spirit of health care reform.  Potter wrote  the tell-all book <em>Deadly Spin: An Insurance Company Insider Speaks Out on How Corporate PR Is Killing Health Care and Deceiving Americans.   </em></p>
<p>Read Potter&#8217;s comments<strong> <a target="_blank" href="http://wendellpotter.com/2012/03/slogans-versus-substance-in-the-battle-over-obamacares-future/" title="Slogans vs. Substance in HealthCare Debate" >here</a></strong>.<em><br />
</em></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>Health Care Reform Debate Magnifies Our Ignorance</title>
		<link>http://healthplanhub.com/2012/03/health-care-reform-debate-magnifies-our-ignorance/</link>
		<comments>http://healthplanhub.com/2012/03/health-care-reform-debate-magnifies-our-ignorance/#comments</comments>
		<pubDate>Tue, 27 Mar 2012 20:18:50 +0000</pubDate>
		<dc:creator>robert</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[individual mandate]]></category>

		<guid isPermaLink="false">http://healthplanhub.com/?p=411</guid>
		<description><![CDATA[<p>I just watched CNN&#8217;s Brooke Baldwin interview a self-employed business owner from West Virginia that attended today&#8217;s Supreme Court hearing.  This gentleman (named David Klemencic) railed against how the individual mandate that requires him to buy health insurance. He said&#8230;</p>]]></description>
			<content:encoded><![CDATA[<p>I just watched CNN&#8217;s Brooke Baldwin interview a self-employed business owner from West Virginia that attended today&#8217;s Supreme Court hearing.  This gentleman (named David Klemencic) railed against how the individual mandate that requires him to buy health insurance. He said that he didn&#8217;t need health insurance.  </p>
<p>When Baldwin asked Klemencic how he&#8217;d pay his medical expenses if he got cancer, he said that he&#8217;d to use his IRA, plus his family and friends for funds. </p>
<p>Within a minute after saying that he&#8217;d made non-insurance provisions for paying for a catastrophic illness, Mr. Klemcic then asserted that he couldn&#8217;t afford to buy insurance.  How does this man reconcile these statements?  How within two minutes can he say that he has the financial ability to pay for a catastrophic illness and then say he can&#8217;t afford health insurance?  </p>
<p>Unfortunately, there&#8217;s a lot of people like David who let their emotions color their view of reality.</p>
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		<title>I Couldn&#8217;t Have Made This Up</title>
		<link>http://healthplanhub.com/2012/03/i-couldnt-have-made-this-up/</link>
		<comments>http://healthplanhub.com/2012/03/i-couldnt-have-made-this-up/#comments</comments>
		<pubDate>Mon, 12 Mar 2012 17:46:12 +0000</pubDate>
		<dc:creator>robert</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[CDHP]]></category>
		<category><![CDATA[employee benefits]]></category>
		<category><![CDATA[group health insurance]]></category>
		<category><![CDATA[health care reform]]></category>

		<guid isPermaLink="false">http://healthplanhub.com/?p=392</guid>
		<description><![CDATA[<p>A leading opponent of ObamaCare just filed bankruptcy partially due to unpaid medical bills. Mary Brown didn&#8217;t want to be forced to buy insurance. Somebody other than herself is now having to foot her bill. I couldn&#8217;t have made this&#8230;</p>]]></description>
			<content:encoded><![CDATA[<p>A leading opponent of ObamaCare just filed bankruptcy partially due to unpaid medical bills. Mary Brown didn&#8217;t want to be forced to buy insurance. Somebody other than herself is now having to foot her bill. I couldn&#8217;t have made this story up&#8230;.</p>
<p>Obama administration lawyers were quick to point out that Brown&#8217;s own situation is now a good illustration of the &#8220;uncompensated care that will ultimately be paid by others.&#8221; Adds a health law expert, &#8220;This is so ironic. It just shows that all Americans inevitably have a need for health care. Somebody has paid for her health care costs.&#8221;</p>
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		<title>If Santorum Wins the New Hampshire Primary, It Will Be Christmas #2 For The Health Insurance Industry</title>
		<link>http://healthplanhub.com/2012/01/if-santorum-wins-the-new-hampshire-primary-it-will-be-christmas-2-for-the-health-insurance-industry/</link>
		<comments>http://healthplanhub.com/2012/01/if-santorum-wins-the-new-hampshire-primary-it-will-be-christmas-2-for-the-health-insurance-industry/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 19:29:11 +0000</pubDate>
		<dc:creator>robert</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[Primaries]]></category>
		<category><![CDATA[Rick Santorum]]></category>

		<guid isPermaLink="false">http://healthplanhub.com/?p=390</guid>
		<description><![CDATA[<p>In case you&#8217;ve ever wondered why Rick Santorum is so vehemently opposed to health care reform, look where some of his most ardent contributors come from:<br />
<strong><a href="http://tinyurl.com/7otbzpz" title="Santorum &#38; The Health Insurance Industry"  target="_blank">http://tinyurl.com/7otbzpz</a></strong></p>
]]></description>
			<content:encoded><![CDATA[<p>In case you&#8217;ve ever wondered why Rick Santorum is so vehemently opposed to health care reform, look where some of his most ardent contributors come from:<br />
<strong><a href="http://tinyurl.com/7otbzpz" title="Santorum &amp; The Health Insurance Industry"  target="_blank">http://tinyurl.com/7otbzpz</a></strong></p>
]]></content:encoded>
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